Assam Extends Apon Ghar, Apon Bahan Schemes for Five More Years

The Assam government on Thursday announced a major expansion of its employee welfare initiatives by extending the Apon Ghar and Apon Bahan schemes for another five years, while increasing the maximum eligible housing loan under Apon Ghar to ₹50 lakh for urban areas.

Presenting the 2026-27 State Budget in the Assembly, Finance Minister Jayanta Malla Baruah said the government remains committed to improving employee welfare while maintaining fiscal discipline.

He informed the House that the government has already constituted the 8th State Pay Commission, reaffirming its commitment to ensuring fair compensation for government employees.

Baruah said 52,034 employees have so far availed housing loans worth more than ₹8,300 crore under the Apon Ghar scheme, with the government providing ₹707 crore as interest subsidy.

Encouraged by the scheme’s response, the government has decided to continue it for another five years. Under the revised provisions, the maximum eligible housing loan for employees purchasing homes in urban areas has been increased to ₹50 lakh.

The Finance Minister also announced the extension of the Apon Bahan scheme for a further five years.

To encourage the adoption of clean mobility, the government has enhanced the interest subvention for electric vehicles to 4 per cent under the scheme. Employees purchasing electric vehicles will also be eligible for motor vehicle tax subvention benefits similar to those proposed for the general public under the government’s revenue reforms.

According to the Budget, 8,636 government employees have benefited from the Apon Bahan scheme since its launch.

The government said the initiatives are aimed at improving access to affordable housing, promoting sustainable transportation and strengthening financial support for the state’s workforce.

Assam Rising
Author: Assam Rising

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